5 Essential Tips for First-Time Home Buyers in Montreal

Written By TM

1. Get Pre-Approved for a Mortgage Early

Before you start searching, meet with a mortgage broker or lender to get pre-approved.
This helps you understand your real budget and shows sellers you're a serious buyer.

👉 Bonus Tip:
Ask about government incentives for first-time buyers — you might qualify for valuable assistance!

2. Define Your Must-Haves vs. Nice-to-Haves

It’s easy to fall in love with a beautiful home — but staying focused on your real needs is key.
Make a list of “must-haves” (like 3 bedrooms, parking, proximity to transit) and “nice-to-haves” (like a backyard pool).

3. Understand All the Costs Involved

Beyond the purchase price, budget for:

  • Inspection fees

  • Notary fees

  • Welcome tax (Transfer tax in Quebec)

  • Moving costs and maintenance

I’ll help guide you through every cost so there are no surprises!

4. Always Schedule a Professional Inspection

Even if a property looks perfect, a professional inspection can uncover hidden issues.
It’s one of the best investments you can make to protect your purchase.

5. Work with a Local Broker Who Advocates for You

Montreal’s real estate market moves quickly. Having an experienced, connected broker means you won’t miss out on opportunities — and you’ll have a trusted advisor on your side every step of the way.

My mission is to deliver authentic service with kindness, professionalism, and expert negotiation — making sure you feel confident and supported from start to finish!

Ready to start your homeownership journey?
📩 Contact me for a free consultation — I’m here to help you find your perfect home in Montreal.

TM